nitrasit (November 30, 1999 at 12:00 am)

I respect what this man has to say, ever since I took his course on Financial Freedom I have been able to achieve financial goals I was unable to attain in the past. Really simple easy steps that help you get a true handle on your financial picture and how to improve it. I am really happy to see that Heru is now sharing his trade secrets with everyone.

shutterBUGnyc (November 30, 1999 at 12:00 am)

That's a pretty silly comment to make DanielC. I'm sure he couldn't break down the method in every aspect within 6 minutes...and it'd be silly to think so. So take what he said, and do you due diligence on his suggestions. And to add: the funds you should be researching should have managers (whom you can research) that have a good history with their present and past companies, which should have consistently high performances themselves over the last 10 years which takes away higher risk.

danielc78 (November 30, 1999 at 12:00 am)

You can't predict future performance like that. Imagine a coin-flipping contest where 10,000 people try to flip heads. After 10 rounds, 10 people should flip 10 heads in a row purely by chance. Those 10 guys will say that they are skilled coin-flippers and they'll have a track record to "prove" it. These are the mutual funds you get in Morningstar with your method. They are not better. In a world with more than 10,000 funds, it's inevitable that some will get lucky 10 years in a row.

shutterBUGnyc (November 30, 1999 at 12:00 am)

Wow, this was great. Where does the Insiders Group meet?